February, 2009 Posts

What happens to my credit score when I apply for about 5 or 6 credit cards? Does it affect my ability to get?

mommy_2_little_man asked: What happens to my credit score when I apply for a few credit cards and are not approved because they require excellent credit? Does it affect my ability to get approval on another credit card? How long is this for?Credit Report Repair Specialists  Read More →

Has anyone tried using these online credit repair services?

Brooke B asked: There is a law firm that keeps popping up on websites that says they can improve your credit score. Has anyone actuallly tried this service. If so what was your experience with them? Am I better off trying to repair my credit myself.Want To Know Your FICO Score?  Read More →

What happens to my credit score if I get married?

I’m in my late 20’s and my soon to be husband is in his early thirties. I have credit card debt, but I’m working on it. I have a couple bank accounts. I also have a really good credit score. My soon to be husband filed for bankruptcy a couple years ago after he got divorced to avoid paying for bills his wife wasn’t... More

What is the standard credit score to purchase a used car?

BrownSugar 2 Da Maxx asked: I could not get a car since my credit is not good enough. Does anyone know what is the actual credit score to obtain in order to purchase a used car? Specific answers would help. Please no “IDK” answers.Credit Report Repair Specialists  Read More →

Here i want to know about the credit repair business?

zachary b asked: Like what the credit repair business is ? how can I start it?Manage Your Credit with Equifax  Read More →

Should I start a credit repair service?

Elizabeth B asked: I have been aswering questions for people on and off of the Internet and I have gotten at least twelve people asking me to help them with their finances. I am thinking it might be worth it to start a credit repair company. Most people are willing to pay $50 -$70 a month for my services. What should I do?Guaranteed... More

what’s the best credit card to help repair my bad credit?

Hailey e asked: I’m recently working on getting divorced & my credit was badly damaged because of that. My bank is working with me to help me recover, but I am looking for a basic credit card, not necessairily a large line of credit, and one with REASONABLE fees and interest rates. Also, looking for credit repair services... More

Best way to repair bad credit?

Dylan V asked: Short of the obvious,is anyone fimiluar with working with a specific “bad credit” repair company. I have been told they can pretty much wipe your credit clean and find that very hard to believe. I have tax leins and a discharged bankruptcy on my report and was told they can wipe that out.Very doubtful i... More

Are credit repair companies legit and do they really help?

Michelle B asked: I am trying to raise my credit score quickly. Right now I am at 593-around 650 depending on agency. So, by paying off the 5 credit cards that I currently have(some with amounts ranging from 1,500-2,500), should that raise my credit score a great deal? If not, will a credit repair company help or are they just... More

How do I refinance my house without a credit score?

Luvinmylife2 asked: I have excellent credit and zero debt. My house is paid for, debt free, and I do not have any outstanding debt. I have had loans in the past, but I’ve paid them off. Therefore, I do not have a credit score. I want to tap into the equity on my house and take out a second mortgage on my home, but the bank... More

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Why is my Experian credit score different on the TransUnion website?

I am currently enrolled in Experian credit monitoring. I signed up to get all 3 scores from TransUnion just to see if there was a difference and there is! My score on the Experian site is 75 points higher than the one TransUnion shows as my Experian score. How can that be?? Shouldn’t they be [...]

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